Financial Crimes & Fraud Risk
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Financial Crimes & Fraud Risk
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Payments

top‑of‑mind, ‑wallet, and ‑app debit programs

Debit card programs are a high-demand financial service consumers expect and an important source of recurring revenue.

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provide meaningful, institution-defined rewards programs

Unique, meaningful, personalized rewards programs motivate debit card use and boost cardholder loyalty.

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develop debit card programs that drive recurring revenue

Debit card programs are an important source of recurring revenue, especially in today's challenging revenue environment.

Maximize operating efficiencies and improve card program performance

Our debit processing platform provides seamless transaction processing and modern functionality to offer highly competitive, customizable, scalable, and constantly evolving debit programs that meet evolving consumer, market, and competitive demands.

flexible, seamless debit card processing

Offer debit solutions that adapt to accountholder needs with security and stability.

Select a Solution to Learn More
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Provide seamless, frictionless debit card issuance and management

Modern card issuance and management solutions support digital wallets, flexible card production and personalization, convenient card activation, and cardholder self-service controls inside the digital channel.

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Provide card management inside the digital channel

Our cardholder controls, which can be implemented as a standalone app or embedded in mobile banking platforms, provide complete self-service management including the capabilities to set spending and geographical limits, establish alert and transaction rules, and more.

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Competitive rewards elevate card programs

Offer meaningful, highly customized rewards programs that motivate cardholders to keep your debit cards top-of-mind, -wallet, and -app.

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Identify suspicious transactions and fraud patterns as they occur

Our debit platform leverages multilayered fraud detection and prevention solutions that score 100% of card transactions in real time and leverage multiple communication channels including text, email, and auto-dialing, which generate industry-leading cardholder response rates.

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Data-driven insights into card fraud mitigation and management

Proven advisory services provide data-driven insights into fraud mitigation and management based on comprehensive analysis and card-related data, industry best practices, and dynamic regional and national fraud trends.

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Aggregate and convert card data into growth-enabling insights

Our sophisticated analytics tools enable you to fully understand card program performance by converting debit card data into actionable insights that support dynamic, data-driven strategies for increasing cardholder engagement and growth opportunities.

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End-to-end dispute and chargeback services that help resolve debit transaction disputes on behalf of issuers

Complete dispute and chargeback services resolve debit transaction disputes on behalf of issuers. Jack Henry’s experienced professionals leverage an end-to-end process that enables a final disposition based on thorough investigations of each claim with merchants or businesses.

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Expert-rich consulting engagements identify targeted marketing and growth opportunities

Our advisory services leverage industry best practices and cardholder, transaction, and peer analysis to identify opportunities and develop strategies for growing debit card portfolios, increasing card usage, and driving interchange revenue.

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Increase card adoption and drive usage with marketing support and resources

We can help you increase card adoption and usage with free, unlimited access to marketing campaigns and materials that can be easily customized for new card programs and program features, ultimately driving enrollment and ongoing usage.

cards that stay top-of-mind,
-wallet, and -app

Learn more about elevating your cards programs with Jack Henry™'s modern cards platform.

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contact us

Learn more about our processing solutions